MULTAN, April 7th: Habib Bank management has increased the mark-up rate by one percent on the car loan advanced to the staff and similar increase would be applied on the house building loans of staff members.Central chairman of Habib Bank employees Federation Syed Kaswar Razi ,central secretary general Muhammad Hadi, central president Ch. Shabbir ahmed and office secretary Muhammad Jalil expressed their concern on the change of staff-loan policy by the HBL management describing it a breach of agreement and norms of commitment.They demanded that interest free loans be given to the staff following the suit of previous management.